6 ways to Save on Car Insurance Costs
Written by on May 24, 2016
Reducing costs allows you to have more money for the fun things in life that make life so great. Saving money on car insurance is quite easy to do. Considering that it is mandatory for all drivers to carry liability coverage in the state, finding out the best ways to save money on car insurance is a good idea. Continue reading if you’d like to learn six of the best ways to save money on the cost of your car insurance St. Charles.
1. Multi-Policy Discounts
Need homeowners or renters insurance? A life insurance policy? Bundling packages together may offer you discounted rates that you’ll enjoy.
Comparing is the number one way to save money on the costs of your car insurance. You can compare via the internet or by phone, and there are never fees to do it.
3. Raise your Deductible
Although raising your deductible amount places more liability on your shoulders, if you are a safe driver, it shouldn’t be a problem. Increasing the amount of the deductible is an excellent way to keep costs low.
4. Choose your Vehicle Wisely
The type of vehicle being insured is a factor in the rates that you will pay for insurance. It is important to note that luxury and sports cars cost the most to insure, but color, despite the belief of many, has no impact on car insurance rates.
5. Follow the Rules of the Road
Being a safe driver is imperative. When you are out on the road, pay attention to driving rather than distractions. Make sure that you obey speed limits, keep your cell phone put away, and be cautious of other drivers. Even one ticket accumulates points and increased car insurance rates.
6. Good Credit score
Many insurance agencies use your credit to determine your rates for car insurance. Keep a good credit score and never again worry.